Partner With a Mortgage Specialist Your Clients Actually Need.
TaxFlex™ specializes in non-QM mortgage programs for self-employed borrowers, high-income earners, and clients conventional lenders decline. We're the referral partner for the cases your network can't handle.
We handle what conventional lenders won't
Bank statements, P&L, 1099s, asset depletion, DSCR — if your client earns in a complex way, we have a program for it. We specialize in the cases most brokers turn away.
Your client stays your client
We close the loan and return the relationship to you. No cross-selling, no competing for their financial planning business. You made the introduction — that relationship remains yours.
Status updates on every referral
You'll know where your client's file stands at every stage. We keep referring partners informed throughout the process so you're never left wondering.
Built for professionals who serve complex clients
Your highest-earning clients often show the least taxable income. When they need a mortgage, we qualify on their actual cash flow — not their returns.
Clients with settlement income, trust distributions, or variable fee structures can be difficult to qualify. We have programs built for non-traditional income documentation.
Asset-rich clients who prefer not to liquidate investments can qualify through our asset depletion program — no income documentation required.
High-net-worth borrowers deserve a lender who understands complex balance sheets. We work with jumbo non-QM scenarios and treat your clients with the discretion they expect.
Self-employed policyholders and business owners are often turned down by conventional lenders. We're the referral you can make with confidence.
When a business owner doesn't qualify through your institution's residential channel, send them to us. We'll take care of them and return the relationship when the loan closes.
Let's build something together
Fill out the form and we'll reach out within one business day to discuss how a referral relationship might work for your practice.